StrongerBible

neshekh

נֶשֶׁךְ

HebrewH5392interest, usury

Appears 12 times · tap a cell to see the verses

Exo 22:25(24)Lev 25:36Lev 25:37Deu 23:19(20) (3×)Psa 15:5Pro 28:8Ezk 18:8Ezk 18:13Ezk 18:17Ezk 22:12
Root family
Word studyNEH-shekhnoun

What neshekh means

interest on a loan: the extra a lender takes from a borrower, named as a bite

TranslatabilityApproximateCertaintyStrong

This word comes straight from the ordinary verb for biting, the word used of a snake's strike (נָשַׁךְ). Interest is named for what it was felt to be: something with teeth, gnawing at a person who had to borrow in the first place. The English word "interest" sounds like arithmetic, while the Hebrew sounds like a wound.

Every appearance sits in the same setting, a law or a psalm or a prophet's list of charges, and always about lending to a neighbor in need. Money, food, and "anything" at all can be lent this way (Deuteronomy 23:19), and the laws rule all of it out between Israelites. The target is not commercial banking but a neighbor who has run out of options and is in no position to argue over terms.

Seven of the ten verses pair the word with a second term for the increase a lender collects (תַּרְבִּית, and in Leviticus 25:37 מַרְבִּית). Scholars still argue over whether the two named different arrangements or simply covered the same ground twice, but the effect of the pairing is plain: no way of profiting from a neighbor's hardship was left open.

Where the word turns up shows how seriously it was taken:

  • the laws of Exodus, Leviticus, and Deuteronomy forbid it between Israelites
  • Psalm 15 makes refusing it a mark of the person who may stand in God's presence
  • Proverbs warns that wealth built on it ends up in the hands of someone kind to the poor
  • Ezekiel counts taking it among the sins for which a man forfeits his life
Exo 22:25(24)Lev 25:36Lev 25:37Deu 23:19(20) (3×)Psa 15:5Pro 28:8Ezk 18:8Ezk 18:13Ezk 18:17Ezk 22:12

Disputed

Whether נֶשֶׁךְ is a technical term for one specific kind of interest, distinct from the תַּרְבִּית / מַרְבִּית with which it is paired, or whether the paired terms are a comprehensive expression for interest of any kind.

  • contestedThe terms are technically distinct, though the difference is articulated in more than one way: interest deducted from the principal at the outset as against increase added at repayment; interest on loans of money as against increase on loans of produce (so Lev 25:37, where silver is lent at neshek and food at marbit); or the charge as the debtor pays it as against the gain as the creditor receives it.; S. E. Loewenstamm, "נשך and מ/תרבית," Journal of Biblical Literature 88 (1969); R. P. Maloney, "Usury and Restrictions on Interest-Taking in the Ancient Near East," Catholic Biblical Quarterly 36 (1974)
  • contestedNo technical distinction can be sustained: the standard lexica gloss both terms simply as interest, and the paired phrasing in the loan laws is a comprehensive way of forbidding interest in every form rather than a contrast between two instruments.; HALOT, s.v. נֶשֶׁךְ; DCH, s.v. נֶשֶׁךְ

What scholars say about neshekh

The lexica derive the noun from the root nshk "to bite" (BDB, HALOT, DCH), understanding interest as what bites or gnaws at the debtor; the metaphor is widely accepted, and the interest sense of the cognate verb in Deut 23:20-21 (MT) is generally taken as denominative from the noun. The 12 attestations cluster in three legal corpora and their prophetic and sapiential echoes: Exod 22:24 (MT), Lev 25:36-37, Deut 23:20 (MT) with its threefold construct chain (silver, food, and any commodity), Ps 15:5, Prov 28:8, Ezek 18:8, 13, 17, and 22:12. In seven of the ten verses neshek stands with tarbit (Lev 25:36; Prov 28:8; Ezek 18:8, 13, 17; 22:12) or marbit (Lev 25:37). The relationship between the terms is the standing crux: Loewenstamm and Maloney argue for a technical distinction (variously, advance deduction versus added increase, or silver versus produce), while the lexica gloss both as interest and treat the pairing as comprehensive. Neufeld set the prohibitions against the wider ancient Near Eastern practice of interest-bearing loans, where Mesopotamian rates on silver and grain are well documented in the legal and economic texts, so the Israelite prohibition stands out as a restriction of a normal commercial instrument for the sake of the impoverished covenant member. Milgrom (on Lev 25:35-38) and Tigay (on Deut 23:20-21) both discuss the socioeconomic aim, the debtor's poverty rather than the lender's profit motive, and the permission to charge a foreigner in the Deuteronomic law.

Sources

  • BDB, s.v. נֶשֶׁךְlexicon
  • HALOT, s.v. נֶשֶׁךְlexicon
  • DCH, s.v. נֶשֶׁךְlexicon
  • NIDOTTE, s.v. נשׁךtheological-dictionary
  • S. E. Loewenstamm, "נשך and מ/תרבית," Journal of Biblical Literature 88 (1969)article
  • R. P. Maloney, "Usury and Restrictions on Interest-Taking in the Ancient Near East," Catholic Biblical Quarterly 36 (1974)article
  • E. Neufeld, "The Prohibitions against Loans at Interest in Ancient Hebrew Laws," Hebrew Union College Annual 26 (1955)article
  • J. Milgrom, Leviticus 23-27 (Anchor Bible), on 25:35-38commentary
  • J. H. Tigay, Deuteronomy (JPS Torah Commentary), on 23:20-21commentary

All attested forms of נֶשֶׁךְ

m s absolute

נֶשֶׁךְ, נֶּשֶׁךְ

Exo 22:25, Lev 25:36, Lev 25:37, Psa 15:5, Pro 28:8, Ezk 18:17, Ezk 22:12, Ezk 18:8

m s construct

נֶשֶׁךְ

Deu 23:19, Deu 23:19, Deu 23:19