the loins: the lower back and hips, the place a belt is tied and the place a man's children are said to come from
This word names the band of the body at the small of the back, where the hips and the torso meet. Hebrew always uses it as a pair, since a person has two of them, and it never turns up on its own in the singular. It is simply the ordinary word for that part of the body, and everything else it does grows out of pointing at that one spot.
Because a belt sits there, the loins are where things get fastened and where a person gets ready. A sash, a sword, or the rough cloth of mourning is tied on at the loins, and a soldier whose belt is never loosened is a soldier who never stops marching. When God tells Job to gird his loins, the picture is a man pulling his long robe up into his belt so his legs are free to move: brace yourself, this is going to be demanding.
The word's most distinctive use is quieter. Three times the Bible says that a man's son, or a whole line of kings, will come out from his loins. It is a modest, indirect way of speaking about fathering children, naming the region of the body rather than the organs, and it is the use that most sets this word apart from the far more common word for the waist (מָתְנַיִם), which leans instead on the loins as the seat of strength.
The same region is also where the body registers what it feels. A poor man wrapped in warm wool has loins that bless the one who clothed him, and men seized with terror grab at their loins the way a woman does in labor.